Explore news updates, Knowledge Center articles and case studies related to HMDA…
HMDA Huddle 10 – Q&As for Tackling the Intricacies of HMDA
Welcome to the second quarter of your 2024 LAR season. With the 2023 submissions complete, HMDA data management demands continue, with quarterly filings that require as much care as the final product. Every quarter, new questions arise, and ADI can help answer some of the questions you may encounter in your preparations. In this issue, […]
HMDA Huddle 9 – Q&As for Tackling the Intricacies of HMDA
Happy New Year, HMDA Huddlers! It’s time to review the past year’s LAR and ensure that you’re ready to submit the cleanest data possible by March 1, 2024. ADI is here to answer some of the tricky questions you may encounter in your preparations. In this issue, we answer questions about information gathering to avoid […]
CFPB Fines Bank of America $12 Million for HMDA Violations
The Consumer Financial Protection Bureau (CFPB) on Tuesday announced it is ordering Bank of America to pay $12 million in fines for violating federal laws related to mortgage disclosure. In a consent order, the CFPB said that Bank of America routinely submitted inaccurate information about mortgage applicants to the federal government over the past four years. According […]
HMDA Huddle 8 – Q&As for Tackling the Intricacies of HMDA
Welcome to our redesigned HMDA Huddle. We’ve given our quarterly look at lenders’ HMDA challenges a new look and added resources for those who want to take an even deeper dive. In this issue, we answer questions about rate spread calculations; abandoned applications, policy considerations, and counteroffer challenges. Click through to check out the latest […]
Four Common HMDA Reporting Errors: 2023 Edition
HMDA: Lenders’ Favorite Mistakes Welcome to ADI’s 2023 edition of “Four Common HMDA Reporting Errors.” Though the 2015 HMDA Final Rule has been in effect for years, lenders continue to make errors when satisfying reporting requirements under the Home Mortgage Disclosure Act (HMDA). Therefore, we will continue to compile and share some especially prevalent ones, […]
More posts…
- HMDA Huddle 7 – Q&As for Tackling the Intricacies of HMDA
- Section 1071: Prepare Now for Small Business Reporting Rule
- HMDA Huddle 6 – Q&As for Tackling the Intricacies of HMDA
- HMDA Huddle 5 – Q&As for Tackling the Intricacies of HMDA
- HMDA Huddle 4 – Q&As for Tackling the Intricacies of HMDA
- HMDA Huddle 3 – Q&As for Tackling the Intricacies of HMDA
- HMDA Huddle 2 – Q&As for Tackling the Intricacies of HMDA
- HMDA Huddle 1 – Q&As for Tackling the Intricacies of HMDA
- 4 HMDA Fields and the Key to Consistency
- CFPB Issues RFI on HMDA Rules
- Four More Common HMDA Reporting Errors
- CFPB Rescinds 2020 Policy Statements Issued Due to COVID-19
- Aligning Fair Lending Testing with Why Consumers Withdraw their Mortgage Applications
- Updated Census Bureau Data May Create New Compliance Risk for Lenders in 2022
- Lessons From the Recent Washington Federal Bank HMDA Settlement
- CFPB Fines Washington Federal $200,000 for HMDA Errors
- CFPB Releases Updated Report on New and Revised HMDA Data Points for 2019
- CFPB Issues Interpretive Rule on Method for Determining Underserved Areas
- Compliance in the Era of COVID-19: Managing Risk While Meeting Consumer Needs
- ADI Announces Availability of Preliminary Snapshot of National 2019 HMDA Data
- 2018 HMDA Data Now Available
- CFPB Proposes Changes to HMDA Reporting Thresholds
- ADI Announces Availability of Preliminary Snapshot of National 2018 HMDA Data
- CFPB Announces Final Policy Guidance on Public Disclosure of HMDA Data
- 2016 HMDA Data Highlights [Infographic]
- CFPB Finalizes Amendments to Equal Credit Opportunity Act
- CFPB Announces $1.75 Million Penalty Against Nationstar for HMDA Violations
- Nationstar Mortgage Discloses Fine for HMDA Violations
- 2015 HMDA Data Now Available – Minority Mortgage Lending Shows Improvement
- Creating a Roadmap to Navigate the New HMDA Rule
- CFPB announces HMDA file specifications for 2017 and 2018
- What the 2014 HMDA Data Can Tell You About Your Exposure to HMDA Compliance Risk
- CFPB Finalizes New HMDA Reporting Rule
- Four More Common HMDA Reporting Errors and How to Mitigate Them
- 2014 HMDA Data Now Available
- Four Common HMDA Reporting Errors and How to Mitigate Them
- 5 Steps to HMDA Compliance
- Helping a National Lender Scrub for a HMDA Resubmission
- 5 Ways Lenders Can Use the 2013 Public HMDA Database
- [Infographic] HMDA 2013 Quick Facts