Monthly Archives: October 2016

A New Direction for State AML Compliance Roadmaps

Federal anti-money laundering (AML) regulations, rooted in the Bank Secrecy Act (BSA) and USA PATRIOT Act, have long required financial institutions to maintain internal control systems to assure compliance, provide for independent testing, designate individuals responsible for compliance and provide training for all appropriate personnel. Moving beyond this federal BSA/AML framework, the New York State [...]

October 18th, 2016|

Court Rules on CFPB Constitutionality and MSA Order Against PHH

Yesterday, the District of Columbia Circuit of the U.S. Court of Appeals delivered its decision in PHH v. CFPB.  The decision said that – The Consumer Financial Protection Bureau (CFPB) was unconstitutionally structured; and The CFPB’s enforcement of Section 8 of the Real Estate Settlement Procedures Act (RESPA) governing Marketing Services Agreements (MSA) was incorrect [...]

October 12th, 2016|

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